Welcome to Bay to Bay Lending
Financing made personal again!
Whether you are seeking to purchase a new home or refinancing your current mortgage, let us show you the way. Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Mortgage Brokers will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available. Let us do the shopping for you!

Bay to Bay Lending is located in Hyde Park, Tampa and we provide our services throughout the state of Florida. Our team of Mortgage Loan Originators cover the Beaches, South Tampa, Hyde Park, Harbor Island, Westshore, New Tampa, North Tampa, Seminole Heights and Westchase. We look forward to covering all of your mortgage needs. 
We will be happy to prepare a tailored mortgage quote for the home mortgage program of your choice. If you have any questions feel free to contact us! 

Ask us about our BACK TO WORK program! 
The program benefits borrowers who have suffered a reduction in employment and/or income due circumstances beyond their control which resulted in certain credit impairments looking to purchase a new property. 
The program allows for reduced “waiting periods” for Borrowers who had: Foreclosures, Pre-foreclosures, Deed-in-lieu, Short sales and/or a bankruptcy. The waiting period is reduced to 12 months if there was an “Economic Event” that caused the credit impairment & all other requirements of ML13-26 are met. An “Economic Event” is defined as any occurrence beyond the borrower’s control that results in a Loss of Employment and/or income which caused a reduction in the borrower household income of at least 20% for a period of at least 6 months.


Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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