Jerry Ballentine

Having been in the mortgage industry for over 20 years as a mortgage loan originator, I have seen many changes in the business. In an ever changing mortgage market it is vital you choose a lender that is knowledgeable of the changing guidelines in the mortgage industry. I make buying a home a smooth and hassle-free process for everyone involved. I’m committed to making sure that each client makes an educated decision that meets their financial goals. I specialize in purchases for many types of borrowers; from the savvy investor to a first time home-buyer, utilizing all types of financing available. I believe that accessibility is critical and I make myself available to my clients 7 days a week.

While not working, I enjoy spending time with my family and friends, camping, our horses, going to sporting events and pretty much any outside activity. It’s hard for me to believe sometimes but I’ve been married over 30 years! Just like marriages evolve, your financial goals do too. With careful financial mortgage planning, I am able to assist my clients in achieving their milestones.

Thanksgiving is my favorite time of year. Every year for the past 30 some years, a large group of family and friends go camping and celebrate the start of the Holiday Season. It’s a ton of fun and great to see everyone together.

 

WHAT TO EXPECT
I understand you may have questions.
That’s ok, I am here to help
answer each one of them.
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WORKING WITH BAY TO BAY

We are committed to making this experience simple and enjoyable from beginning to end. We've streamlined our process to ensure that buying your home is as smooth and stress-free as possible.

1. Let's Chat

We listen in order to design a custom mortgage for you and create an instant pre-approval letter.

Call us today to get started, 866-251-2787.

2. The Application

Already know you want to apply for a loan? This could not be easier….

Complete your application securely online or in person. We will provide you with updates throughout the process.

APPLY HERE

3. 24 Hours for Approval

Get your loan approval in as little as 24 hours!

4. 7 day to “Clear to Close”

Wow..that was easy!

“The best thing about Jerry is always willing to go the extra mile and his great service to me and our clients. My buyers appreciate that he is always available for any questions or concerns they have and they thoroughly enjoy their experience with him.”

Denise – Spencer, PA

LET’S CONNECT!
Call me at (727) 919-6820 or send us a message below.
Fill out my online form.

Peace of Mind

Having a HELOC gives you peace of mind and security for all of life’s unexpected events.

Retirement

Access Cash without selling your home. If your retirement income isn’t enough to cover your expenses, you can use a HELOC to supplement it. This can be especially helpful if you have unexpected expenses or to cover the cost of long-term care.

Fund Your Business

The commercial and business credit market is tightening. Our HELOC can be used to fund your business for payroll, expansion, and capital improvements, and more.

Pay Education Expenses

With home equity at an all-time high our HELOC options could be a great lower rate alternative to costly student loans.

Home Improvement

Nothing adds value to a home more than upgrades, additions, and improvements. Rest assured with a fixed amortizing monthly payment in terms of 5, 10, 15, 20, 25 and 30 year terms.

Payoff High Interest Debt

Re-Ignite your cashflow and free yourself from high interest installment and revolving debt into one lower amortizing monthly payment.

Payoff High Interest Debt

Fill out my online form.

Fill out my online form.