For the first time this year, Fannie Mae announced significant updates to its mortgage underwriting guidelines.

The Pending Home Sales Index moved higher in March as home sales were spurred by low Florida mortgage rates and an expiring tax credit.

There’s no “best day” to lock this week so keep an eye on the market. However, if rates in Florida rise as quickly in May as they fell in April, you won’t have much time to act.

If I were considering financing/refinancing a home, I would.... Float if my closing was taking place within 7 days... Float if my closing was taking place between 8 and 20 days... Float if my closing was taking place between 21 and 60 days... Float if my

Bay to Bay lending offers its FREE mortgage rate update, this keeps you in control and allows you to WIN when it comes to locking in your mortgage rates...

The Job Market is Improving Giving Rise to Hopes About Decrease in Foreclosures

First-time home buyers still get a credit of as much as 10% of the purchase price, up to a maximum $8,000. "First time" means people, including both partners of a married couple, who haven't owned a principal residence for three years before the purchase.

The Federal Housing Administration is implementing a set of rule changes that will make it harder to refinance your current mortgage or to buy a new home. The FHA provides mortgage insurance on loans made by approved lenders. By lessening risk it fulfills

It’s the time of year to think about things left undone around the house.